MoneyCore gives you a Financial Health Score, calculates exactly how much you can spend this month, and shows you what to do next — all from numbers you control. No bank access. No AI guessing.
14-day Premium trial · Cancel anytime · 20+ currencies supported
You earn money. You spend money. Somewhere between those two things, your plans fall apart. Not because you lack discipline. Because nobody gave you a clear picture.
Budgeting apps promised to fix this. Most of them track what already happened — and then leave you to figure out what to do with that information. That's not help. That's a spreadsheet with a prettier font.
The real problem is that you've never had a system that connects your income, your obligations, your goals, and your choices — in one place, in plain terms.
"I checked my account and I don't know where half my salary went."
"I tried three budgeting apps. I quit all of them within two weeks."
"I know I should save. I just can't figure out how much is actually safe to save."
"Every time I want to spend something, I don't know if I can afford it without stressing."
Everything in MoneyCore — your Health Score, your Allowance, your goal feasibility — is derived from one transparent cashflow model. You see every step, and you can change any input at any time.
Add active income (salary, freelance) and passive income (dividends, rental). MoneyCore starts with what actually comes in each month.
Fixed obligations (rent, subscriptions), debt payments (with balance and interest rate), and savings allocations are all deducted — in order, transparently.
What's left is your Allowance — the exact amount you can freely spend. Your Health Score (0–100) reflects how healthy this picture is: savings rate, debt load, and available allowance combined.
MoneyCore is built around five focused tabs. Each one does a specific job — together they give you a complete financial picture that no single-purpose app can match.
Opens to your Health Score, exact allowance, and cashflow breakdown — the moment you open the app.
Create multiple named budget plans and switch which one is active each month — a different structure for travel, lean months, or normal life.
The strategy engine reads your numbers and recommends specific, named financial strategies — each traceable to a real financial book source.
Track stocks, crypto, and ETFs with live prices. Add manual assets like real estate or a car. See your true net worth and where you rank globally.
Set a target and a deadline. MoneyCore calculates how much you need per month — and flags the goal "Overcommitted" if it would break your allowance.
Every screen you see here is the actual app — no mock-ups, no illustrations.
MoneyCore works entirely from the information you enter. Every number is yours to add, adjust, or delete at any time — and you can see exactly how each one affects the output.
Add active income (salary, freelance) and passive income (dividends, rental) as separate, labeled streams. MoneyCore treats each correctly in the cashflow model.
Log every fixed monthly outflow — rent, insurance, subscriptions, utilities. These are deducted first, before your allowance is calculated. Nothing is lumped together.
Track each loan with its balance, monthly payment, and interest rate. Debt payments factor directly into your Health Score and your real spendable allowance.
Choose from 20+ display currencies and switch between English and full Arabic RTL at any time. The entire app adapts — layout, numbers, and direction.
Download your complete multi-month financial report as an Excel file sent directly to your device. Every transaction, category, and month — in one spreadsheet.
Delete your account any time from Settings. Every piece of data — profile, transactions, portfolio, goals — is removed immediately and permanently. No exceptions.
There are hundreds of apps that record your spending. Very few that help you understand it, act on it, or think ahead. This is the difference.
Money is personal. You shouldn't have to hand control over to an algorithm and hope for the best. MoneyCore was built on the opposite premise.
Every calculation in MoneyCore follows explicit, visible logic. You can see why any number is what it is. Nothing is estimated, predicted, or assumed.
MoneyCore shows you options. It never locks you into a path or makes you feel wrong for your choices. Information is the tool. You hold it.
You enter what you choose to enter. MoneyCore works entirely on the information you provide — no linked accounts, no read permissions, no data sharing.
Every rule in the system is visible and modifiable. Don't agree with how something is calculated? Change it. This is your system, not ours.
Every number is derived. Nothing is guessed. You can change any input and see the result immediately.
The core is free — forever. Premium adds the tools that turn awareness into real financial action. Try it free for 14 days, no card required.
The core system — completely free. See your Health Score, your real allowance, and start making sense of your money from day one.
Everything in Free, plus Strategies, Portfolio, Goals, unlimited budget plans, Excel Export, API Key, and iOS Shortcuts automation.
You've been operating without a clear picture. That ends today. Four minutes to set up. A completely different relationship with your money, starting now.
No card required. Cancel anytime. Your data stays yours.